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I have worked a full career and am retiring in less than 2 months. In spite of having a good education including graduate school, I am still a GS-9 after almost 35 years. As a Civil Service Employee I never got matching funds in TSP and my retirement will be a little over half my salary. To support my wife and I, including medical bills I will need another job. Even with that, I will probably not get Social Security. Cutting benifits even more will make things hopeless, especially considering what inflation truely is. For example gas is over 1/3 more than a year ago and that has caused every other price to sky-rocket.